Disclaimers

We acknowledge the traditional custodians of the land on which we meet, work and live. We pay our respects to the ancestors and Elders, past and present. Aboriginal and Torres Strait Islander peoples should be aware that this website may contain images or names of people who have since passed away.

IOOF Investment Management Limited ABN 53 006 695 021 AFS Licence No. 230524, IOOF Investment Services Ltd ABN 80 007 350 405, AFSL 230703, and IOOF Ltd ABN 21 087 649 625 AFS Licence No. 230522, OnePath Custodians Pty Limited ABN 12 008 508 496 AFS License No. 238346, and OnePath Funds Management Limited ABN 21 003 002 800 AFS License No. 238342 are responsible for the information on this website relating to financial products issued by each of them respectively. In this website, any general advice relating to products issued by IOOF Ltd is attributable to IOOF Investment Services Ltd.

IOOF Investment Management Limited, IOOF Investment Services Ltd and IOOF Ltd are subsidiaries of Insignia Financial Ltd ABN 49 100 103 722 and are members of the Insignia Financial Group (comprising Insignia Financial Ltd and its subsidiaries). On this website references to IOOF means the relevant Insignia Financial Groupentity responsible for issuing the particular financial product to which the information relates. Where such information does not relate to any particular financial product, references to IOOF means the Insignia Financial Group.

This website is owned and operated by the Insignia Financial Group. The registered office ofInsignia Financial Ltd is Level 1, 800 Bourke Street, Docklands, Victoria 3008.

General advice warning

This website contains general advice only and does not take into account your financial circumstances, needs and objectives. Before making any decision based on this information, you should assess your own circumstances or seek advice from a financial adviser. You should obtain and consider a copy of the relevant Product Disclosure Statement (PDS) or offer document available from us or your financial adviser, before you acquire a financial product.

The content of this website is not intended to represent or be a substitute for specific taxation or legal advice and should not be relied on as such. If you intend to rely on any of the information in this website to satisfy liabilities or obligations or claim entitlements that arise, or could arise, under a taxation or other law, you should obtain advice from a registered tax agent or lawyer. Any taxation, legal and other matters referred to on this website are based on IOOF's interpretation of existing laws and should not be relied upon in place of appropriate professional advice. Those laws may change from time to time.

Accuracy and reliability of information

While the IOOF group has taken all reasonable care in producing the information on this website, the IOOF group makes no representations in respect of, and, to the extent permitted by law, excludes all warranties in relation to, the accuracy or completeness of the information. The IOOF group, its officers, employees, directors and contractors exclude all liability whatsoever for any loss or damage, howsoever arising out of reliance, in whole or in part, on the information.

Australian residents only

The investment products described in this website are available to Australian residents only. All references to dollars are to Australian dollars unless otherwise stated.

Applications to invest

Details about the investment products offered by the IOOF group and how to invest are set out in their current PDS or offer document.

A copy of the current PDS or offer document can be obtained free of charge by calling our client services team on 1800 002 217 or can be downloaded from this website byclicking here.

No guarantee of performance

没有一家公司在体育IOOF集团担保rformance of any investment product. All products within the IOOF group are subject to investment risk including possible delays in repayment and loss of income and capital invested. The return of capital or income of the funds is not guaranteed unless otherwise specified in the current PDS or offer document. The future value of investments may rise and fall with changes in the market. An investment with the IOOF group does not represent an investment with, or liability of the IOOF group.

Past performance is not indicative of future performance.

Copyright

The IOOF group owns copyright in the information contained in this website. Information may be printed or downloaded for personal use only. The information may not otherwise be reproduced and must not be distributed or transmitted to any other person or used in any way without the express approval of the IOOF group.

Links to other sites

We are not responsible for the content of any site owned by a third party that may be linked to the IOOF website, whether such a link is provided by us or by a third party. These links are provided as a courtesy service and no judgement or warranty is made by us concerning the suitability, accuracy or timeliness of the content of any site that may be linked to the IOOF website. By providing access to other websites, we are not recommending or endorsing any brand, products or services offered by the organisation sponsoring or owning the linked website.

Privacy policy

TheIOOF Privacy Policyis also available on this website.

Changes

The IOOF group may vary this disclaimer at any time. Your continued use of the website constitutes your acceptance of the disclaimer as amended.

Governing law

The use of this website and the provision of such facilities, products and services will be governed by the laws of Victoria.

Trade marks

Any trade mark displayed on this site remains the property of the legal owner in accordance with their rights of use. Access to, downloading from or otherwise copying from this site does not grant a licence or right to use any party's trade mark or transfer title to any material on this site. The IOOF group reserves all rights with respect to copyright and trade mark ownership of all material on the website. The IOOF group will enforce such rights to the full extent possible under applicable law.

Managed Portfolio Service

For clients of the Managed Portfolio Service, only information displayed as at quarter end will be considered by the auditor of the Managed Portfolio Service in conducting its audit and provision of its annual report.